Why would a threat actor use the Social-Engineering Toolkit (SET)?

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Why would a threat actor use the Social-Engineering Toolkit (SET)?

to send a spear phishing email
to spoof a phone number
to manipulate users by leveraging XSS vulnerabilities
to practice social engineering elicitation, interrogation, and pretexting skills

Explanation: The Social-Engineer Toolkit (SET) is a tool that can be used to launch numerous social engineering attacks and can be integrated with third-party tools and frameworks such as Metasploit. SET can be used to create spear phishing emails easily.

Exam with this question: 4.6.3 Quiz - Social Engineering Attacks Answers